Manage your business
Businesses may be finding themselves stuck between a rock and hard place. Those that stay closed will struggle with lost income. Those that open too quickly may face the possibility of coronavirus outbreaks and associated legal issues. As governments announce plans to reopen, businesses will have to consider the risk management implications carefully. The Debates […]
Tuesday, April 6, 2021 10 – 11 AM PST Many employers provide comprehensive savings solutions and life insurance options for their employees, but are they properly communicating and offering the needed income protections solutions for valued employees during these unique times? REGISTER Register After registering, you will receive a confirmation email from “The Classroom” containing […]
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24-7 Telemedicine Benefits Free and Unlimited- $0 out of pocket expenses for all consultations. Saves Time- Online doctor visits convenient and almost immediate. Saves Money- Telemedicine reduces costly and unnecessary office visits, urgent care visits, and emergency room visits. Common conditions they may prescribe medication for: Cold & Flu Urinary Tract Infection Pink Eye Skin Irritation/Rash Diarrhea Fever […]
Training Course Updates The following courses have been added or updated in the Risk Management Center: NEW! Electric Pallet Jacks. This training gives an introduction to the safe operation of electric pallet jacks. Topics include common pitfalls to avoid and best practices for inspections, loading, and operation. NEW! Cold Stress. This short course covers what […]
No company wants to be hit with an OSHA citation. Now, in addition to the most frequently cited standards – including fall protection, hazard communication, and scaffolding – employers have another issue to worry about: COVID-19 safety. OSHA Penalties OSHA’s maximum penalties are adjusted annually for inflation. After January 15, 2020, the maximum penalties are as follows: […]
Consumers are demanding more control over their data. In recent years, new data privacy laws have gone into effect, creating new restrictions and requirements for the organizations that collect or use personal data. In the recent U.S. election, California voters approved Proposition 24, a new measure that expands the state’s existing data privacy laws. A […]
Is your organization losing 5% of its annual revenue to fraud? According to the 2018 Report to the Nations on Occupational Fraud and Abuse from the Association of Certified Fraud Examiners, that’s how much organizations lose worldwide. Fraud is a pervasive problem, but the right precautions can help reduce the risks. International Fraud Awareness Week […]
COVID-19 is causing devastating business interruption and loss of income for countless companies. Many of these companies have business interruption insurance, but whether these policies will help cover COVID-19 business losses remains uncertain. Stay-at-Home Orders Shut Down Businesses First, state and local governments started ordering bars, clubs, and gyms to close. Then stay-at-home orders called […]
SB1159 has officially been signed into law. This law has solidified the COVID-19 rebuttable presumption in California. If you have a positively diagnosed case of COVID, you should: · Report it to your workers’ compensation carrier as soon as possible · Keep a list of employees diagnosed with COVID that includes the date it was confirmed Please see Heffernan’s Claim Consulting Website and the COVID-19 page for […]
It is 7:00 am on Monday. Your throat is hurting, and you are having a bad cough with severe body ache. You are unable to leave the warmth of your bed. But you have kids who need to be dropped for school, and you have an important presentation at work that can’t be delayed— so […]
When a company is accused of wrongful acts, it can be sued for professional or general liability. In addition, the corporate directors and officers can be personally sued for failing to prevent those wrongful acts through management best practices. That’s why it’s important to have directors and officers (D&O) liability insurance. It protects company leaders […]
Click Here Business Insurance Report Heffernan continues to be here to help our clients and their industry peers navigate and advocate in the senior living insurance marketplace. Please visit our resource center and reach out to us. We think we can help Brant Watson Senior VP D: 925.295.2506 C: 925.330.1151 brantw@heffins.com Heffernan Insurance Brokers https://www.heffins.com/COVID19 […]
WELCOME. WE KNOW THAT SITTING IN A WAITING ROOM FULL OF SICK PEOPLE FOR YOUR MINOR MEDICAL NEEDS IS NOT AN OPTION. THIS VERY AFFORDABLE VIRTUAL CARE WITH GREAT DOCTORS IS THE PERFECT SOLUTION. Most Telemedicine and/or Behavioral Health access involves a consultation fee/deductible/co-pay. The services you can sign up for are available 24 hours a day, […]
In response to the coronavirus (COVID-19) pandemic, states have passed new laws and issued new regulations and guidance about employee leave taken for COVID-19 reasons. These provisions are in addition to the federal Emergency Paid Sick Leave and Emergency Family and Medical Leave Expansion requirements passed on March 18 as part of the Families First Coronavirus […]
If you have encountered a child looking like this you know how awful you feel for them. This could be just silly tired, or an earache, or a sore throat. Well, you not alone anymore. Day or night you can press a button on your smartphone and talk to doctor in a very short amount […]
If you have a Dr friend you call in favors with you can give them a break. With 24-7 Telemedicine at your fingertips, you can talk to a Doctor anytime day or night for around$12 a month with no other expenses besides your monthly fee and prescription cots. Give your friend a break. They need […]
Protect all members of your household with a medical access membership that can help you with gaining access to certified and licensed doctors that can help you with up to 70% of the non-emergency medical reasons that you would elect to use a Primary Care Physician, Urgent Care or Emergency Rooms. The plans and pricing […]
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Obtain Telemedicine and Behavioral Health for one low monthly fee! $13.50 per month for your entire family $12.15 w/ Coupon Code “saveten” QUICK AND EFFECTIVE VIRTUAL CARE Free and Unlimited- $0 out of pocket expenses for all consultations. Saves Time- Online doctor visits convenient and almost immediate. Saves Money- Telemedicine reduces costly and unnecessary office visits, urgent care visits, and emergency room […]
PEACE OF MIND MEDICAL CARE ACCESS 24/7/365 FOR YOUR ENTIRE HOUSEHOLD Protect all members of your household with a medical access membership that can help you with gaining access to certified and licensed doctors that can help you with up to 70% of the non-emergency medical reasons that you would elect to use a Primary […]
The COVID-19 pandemic has created a health insurance quandary. Just when people need health insurance coverage the most, they are losing their jobs and thus their job-based health insurance. COBRA continuation health coverage can help individuals and families in this situation, and the DOL has announced new guidelines to make it easier for them to […]
National Broker Tailor-Made Insurance for Small Businesses Big Results for Small BusinessesWe Take Care of the Risk so You can Take Care of your Growing Business Heffernan Insurance Brokers is the go-to source for insurance for small businesses, from sole proprietors working from home to fast-growing companies with ever-changing needs. Our small-business division is part […]
As an insurance broker dedicated to the senior living sector, I am amazed and impressed by how many of our current and future clients have expanded their resident services offerings in order to meet increased acuity levels and the socialization needs of residents and their families given the regulatory, legal and labor climate challenges that exist. At the same […]
